LADD — The Ladd Village Board took action on the following items at its meeting Nov. 27:

• Heard a presentation for village liability insurance from representatives of Arthur J. Gallagher Risk Management Association.

• Heard Pohar is working on the punch list items for the Cleveland Street Combined Sewer Project. Later in the week the defective installation of some of the sidewalk ramps would be corrected and the contractor would be removing the fabric from the inlets. The remaining issues brought to the board for discussion included a 30-foot long puddle on the north side of Cleveland Street between Iowa and Hennepin Streets, manhole number 7 on the Fox property and the wet, sunken area between two homes in the project area.