PRINCETON — It was four months ago — Nov. 2, when Citizens First National Bank’s long-time hometown legacy came to an end.

It was late Friday afternoon, when Citizens was closed by the Office of the Comptroller of the Currency, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. The FDIC entered into a purchase and assumption agreement with Heartland Bank and Trust of Bloomington to assume all the deposits of Citizens.

On the following Monday, third-generation, Heartland Bank and Trust Chairman/CEO Fred Drake took time from the busy and hectic transition to speak with the Bureau County Republican.