Do you need optional insurance when you're renting a car?

MCNABB — You're_standing at the car rental counter waiting to start your vacation when you're asked when a tricky question. Do you want to buy damage waivers — better known as car rental insurance. How will you answer?

"Knowing if you need to buy rental insurance can save you money and give you peace of mind," said Alexis Chambers with Campbell Insurance of McNabb. "Optional insurance could nearly double the cost of the rental. Do your homework, and know before you go."

Chambers offered the following pointers:

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