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Agriculture

Spring Valley City Bank earns five-star rating

Bauer Financial Inc., a bank rating firm, has awarded Spring Valley City Bank its highest rating for financial strength and stability.

Earning a five-star rating indicates the bank excels in areas of capital adequacy, profitability, asset quality and more. The bank has earned this top rating for 106 consecutive quarters.

Along with the five-star rating, Spring Valley City Bank was named a “Best of Bauer Bank,” which is for banks that have earned Bauer’s highest rating consistently for 100 consecutive quarters or longer.

“This achievement requires tremendous resilience and fortitude,” Karen Dorway, president of Bauer Financial, said.

“We saw a lot of banks that were lacking those qualities that are, unfortunately, no longer around. But community banks, like Spring Valley City Bank, have some definite advantages. Its smaller size allows its team to know each customer more intimately, which not only makes every customer a priority, it also improves loan underwriting.”

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