(BPT) - Whether you began your holiday shopping in July or will wait until the last minute, whether you enjoy the festive fun of shopping in a crowded store or the solitude of shopping online, this year's gifting trends aren't about spending a lot of money. Instead, it's a matter of being clever and creative with some practical pizazz.

* Accessorize: There’s no doubt about it, technology is always evolving. Your list is filled with people who already have all the latest in gadgetry. Tech accessories are great gifts and easy on the budget. Compliment her smartphone with novelty earbuds, a waterproof cover or an armband case for exercising. Give him a wireless keyboard, a portable speaker or a stand for his tablet.

* Serve it up: Instead of exchanging gifts, treat close friends and family to a merry night of food and drink on the house - yours that is. The memories of this joyous evening will last much longer than the gift cards you gave out last year.