(BPT) - Hurricanes and tornadoes, blizzards and heat waves, floods and wildfires ... Mother Nature has become the lead story in nearly every news cycle. Can meteor showers be far behind?
Whether it’s climate change or simply cyclical, one fact can’t be debated: According to the National Oceanic and Atmospheric Administration, natural disasters in the U.S. have increased 700 percent since 1950. And all sides would agree that these calamities are deeply affecting people and businesses across North America.
One of the industries inexorably tied to this decades-long trend is insurance, which is entrusted with financially protecting consumers from the after-effects of wicked weather and natural catastrophes. While disasters can’t be prevented, people and businesses can certainly be prepared in terms of their insurance coverage, according to Doug Menges, chief claims officer for Mercury Insurance Group, which provides homeowners and/or auto insurance in regularly ravaged states, such as California, Florida, Arizona, New Jersey, Oklahoma and Texas.
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